Why It’s Ok To Speak To Multiple Lenders

Why It’s Ok To Speak To Multiple Lenders

Buying a home is one of the most significant financial decisions you’ll ever make, and choosing the right mortgage lender is a critical part of the process. While some homebuyers may be tempted to work with the first lender they come across, it’s essential...
How Mortgage Rates Affect Your Buying Power

How Mortgage Rates Affect Your Buying Power

The news has been filled with headlines about changing mortgage rates.  While they have risen since the low point in January 2021, they are still at historically low levels, which continues to create a sense of urgency for buyers who want to lock in a low...

Pros and Cons of a 20% Down Payment

While a 20% down payment used to be the norm, now most lenders allow buyers to purchase a home with a much lower down payment – as low as 3% – 5%.  Even with low down payment options, many consider 20% to be the ‘golden rule’ of purchasing a home....

Multiple Offer Situation: What offer should I take?

In the final week of April, One + Company put 11 homes under contract.  Many of those homes had multiple offers. You may be thinking: ‘How is that possible?’   Low Inventory Back in January and February, our local market, and many markets across the country, were...