How Mortgage Rates Affect Your Buying Power

The news has been filled with headlines about changing mortgage rates.  While they have risen since the low point in January 2021, they are still at historically low levels, which continues to create a sense of urgency for buyers who want to lock in a low...

Record Lows in Real Estate: What do they mean?

For months, you’ve been hearing about record-lows in the housing market: Mortgage rates hit a record low 16 times in 2020, with another record low the first week of January 2021.  In addition, inventory continues to fall to new lows, creating more competition...

Should I Refinance My Mortgage?

Mortgage interest rates have been hitting new lows this summer. Which leaves many homeowners asking: should I refinance my mortgage? In July, refinance applications were up 111% compared to last year, according to Mortgage Bankers Association. For homeowners with a...

How Mortgage Rates Impact Buyers, Sellers + Homeowners

Mortgage interest rates keep on dropping! On February 27, 2020, Freddie Mac stated, “Mortgage rates change frequently. Over the last 45 years, they have ranged from a high of 18.63% (1981) to a low of 3.31% (2012). While it’s not likely that the average 30-year...

September 2019 Market Statistics

It’s official. Fall is here. Some believe the end of September is the ‘Black Friday of Real Estate.’ Others say this is the time of year that the market slows down. At One + Company, we continued to see properties sell throughout the month. Let’s take a look at the...